Employees criticize banking services and the “salary localization” system: it does not meet the ambition
Sumerian special 2021-07-06 | 04:46
Source: Alsumaria news 3,793 views
Report / Alsumaria News
Employees said that the settlement of salaries did not benefit the employee who was receiving his full salary from his department, while the Parliamentary Legal Committee revealed many gaps in the work of the mechanisms of Iraqi banks, while retirees and employees complained about the delay in releasing their salaries for the month of June.
Employees complain about the salary settlement system and the weakness of the services provided by banks, stressing that the services provided by banks do not meet the ambition after settlement and are limited to loans with high interest rates, in return for futile routine procedures.
At the end of 2016, the Council of Ministers decided to transfer the salary payment system to civil servants, including allocations and benefits, to an electronic system.
A group of employees complained to Alsumaria News, about the salary settlement system, stressing that
“the burden has increased by transferring the process of receiving the salary from the department in which they work directly to banks,
most of which do not have ATMs,
and if there are some of them, they are published in certain places that may not be close to workplace of the employees.
And they indicated that "most employees are anxiously awaiting the payment of their monthly salaries, and when they are launched, a crowding process occurs in banks or through ATMs, and we are in an epidemic crisis."
According to the employees, “the settlement of salaries did not bring any benefit to the employee who was receiving his entire salary from his department, as part of it is currently being deducted when receiving it or part of it is withdrawn from the bank or the ATM.”
They stressed that "the services provided by banks do not meet the ambition after resettlement, as they are limited to loans with high interest rates, whether for housing or for the purchase of cars, in exchange for futile routine procedures that reach until bringing the sponsor, as we were waiting for salvation from these problems, but to no avail."
They noted that "some departments limited the settlement of salaries to a group of banks, and when this process was completed, we were surprised by better services in other banks by providing loans with lower interest and larger amounts, but the problem lies in transferring our destination to these banks with complicated procedures."
Cabinet Resolution No. 281 of 2017 stipulated the right of the employee to choose one of the banks approved by the Central Bank in the process of salary settlement to open a bank account in preparation for receiving his salary through the account electronically using a bank card.
Earlier, the head of the Iraqi Bankers Syndicate, Wahbi Al-Khaffaf, said that "the government aims, through the settlement of salaries, to withdraw the hoarded money of citizens, in order to increase the financial movement and reduce the value of inflation, but he stressed the need to enhance the education of citizens in banking."
He pointed to "the weakness of cooperation and coordination between private and government banks to solve the problems of settling salaries, as well as the existence of a problem with the loan mechanism, as the number of employees is large and banks cannot meet all their requirements, especially that their capital is limited to 250 billion dinars."
He noted that "the deployment of ATMs in the capital needs routine approvals from the Baghdad Municipality, in order to expand banking services provided to citizens and facilitate their access to money from the nearest possible location."
He explained that "the deployment of ATMs is subject to the availability of security conditions in order to preserve them, because importing them costs exorbitant amounts of up to 40 thousand dollars."
Yesterday, retirees and employees complained about the delay in releasing their salaries for the month of June.
Today, Monday, a member of the Parliamentary Finance Committee, Abdul-Hadi Al-Saadawi, revealed the reasons for the delay in releasing the salaries of retirees and employees, while he suggested raising and releasing them today.
Al-Saadawi said in an interview with Alsumaria News, "There are some technical and administrative problems that caused the delay in raising the financial allocations to the salaries of retirees and employees, which led to a delay of several days," denying that "there are any economic problems or lack of cash that stand behind this delay."
He explained that "the problem the competent authorities are seeking not to repeat in the coming months, and we expect that the assignments will be launched today."
In turn, the Parliamentary Legal Committee revealed many loopholes in the work of the mechanisms of Iraqi banks and other institutions such as border crossings, the Tax Department, the Companies Registrar and the Ministry of Trade, which led to great confusion in the integration of the mechanisms of the executive authority.
A member of the Legal Committee, Hussein Al-Aqabi, said, “There are essential observations in the work of Iraqi banks in general that were put for discussion to the governor of the Central Bank and the general managers of official banks,” noting that
“there is no integration in the mechanisms of the executive authority due to the presence of major gaps in the work of banks, especially in the auction the currency".
He added that "there are other loopholes that exist in state agencies and institutions other than banks, such as border crossings, customs, the tax department, the companies' registrar, and the Ministry of Commerce," noting that
"these loopholes in these institutions created great confusion in the work of the mechanisms of the executive authority, and there could be a corruption process." Big too."