We have 151 branches, including 63 in Baghdad and cooperate with the Rafidain Bank
We seek to help citizens, especially those who want to buy cars and to support widows and retirees
We have a special section of the continuously work Statistics for money laundering
Interview / Anwar Al-Qaisi
Rasheed Bank .. from Iraqi banks sober and founded many decades and this has been available had the experience to be reckoned with and is frankly ammunition this bank which provides services to the citizens of the different segments and groups .. The new evidence met the general manager of the Rasheed Bank, Mr. Mohamed Abdel Wahab was this dialogue :
* What are the latest developments that have occurred in the Rasheed Bank?
- Welcome cadre newspaper (new evidence), Iraq was going through a period of economic blockade by all global states, and at the same time I got there are many developments in the countries of the world, where the application of the electronic clearing system and the system of banking machine and system (RGBS) and other systems, while Iraq was far away from these systems, but now and by the Central Bank have been applied electronic clearing system and RTDS, the style of current transfers via the Internet either for the system universal banking, which started its first steps since 2009 and in the era of the former general manager who made great efforts in this area and here we are on the same approach and complete the process of tender which he has done.
He added that the destruction of the banking system is a two-stage, where includes initially installed electronic devices in order to carry out electronic trading for all currencies, has been agreed on the electronic system with a fitted Enterprises Inc. to evaluate the costs and the company to determine the changing standards in the world, for every system of indefinite life ends it, it must be the existence of such a system the company renewed constantly.
* Are the companies that you deal with foreign?
- Yes, all foreign companies, because the Iraqi far from this area companies, has obtained an agreement with the information technology in the ministry department and the Department of the Inspector General in the Ministry of Finance, and we are in constant contact with them, and this process is Pashruffina and under the supervision of specialized agencies, as we specialize managers in this things.
* How long is this direct system?
-seetm Operation of the system at the beginning of next year, God willing, and is now a monument setups; because there are two phases, the first includes a monument appliances, machinery and equipment, while the second phase relates to the installation of the system, and we and the Rafidain Bank Moakpon of this development on an ongoing basis, and we seek to be circulated to all the remaining banks, it is true that some private banks have gone before us in the progress and development, but the banking business our size is much larger, because the Rafidain Bank and Rasheed and other banks, government owns about 85% of the money supply in the country's size, so the trading will be faster and bigger and stronger, and the amount of more.
* What are the number of branches of Rasheed Bank?
- Rasheed Bank have about 151 branches and including 63 branches in Baghdad, according to the geographical area of our existing collaboration with the Rafidain Bank.
He added that the government banks differ from private banks governmental Banks as a kind mother citizen Unlike private banks, which have two operations, the granting of commission and interest, meaning that the interest rate is given annually with the commission, so the benefits are high, while government banks give interest-only, and which meet the costs minimum of process Banking and profits, and meet the needs of the citizens within the guidance of the Ministry of Finance and the Central Bank of Iraq, and this is a function of the state to preserve the entity citizen, we have measures include reducing benefits and other measures that do not stifle it.
* All international banks devise methods and studies in order to attract customers, what have you prepared in this area?
- We have a special section studies banking operations, which creates continuously in this area, where looking for Iraqi society requirements and what he wants, and we meet these requirements through finance and housing, so the bank participates in the financing of several housing complexes, since the Iraqi society was an avid car We helped them in this area, in addition to helping widows and retirees, we are innovators in this area and continue to communicate gradually.
* Is this a continuous process or stop there?
- There is a custom in this area each year, according to the needs of society, the money stopped, we can not keep the money, and we are doing a study to raise the money in order to be approved by the bank and the ministry to work out.
* With respect to bank loans, you can recognize the citizen on your work?
- We have a section of the studies relating to the actual needs of the Iraqi society, and then begin to develop appropriate mechanisms.
* What do you want from the Ministry of Almalahllnhod by work?
-mash Finance is the supervisory body and the owner of the Rasheed Bank, and we are working according to their instructions and instructions of the Minister and Inspector General, who are abreast of continuously banking business and development taking place in this area, and in case we need to anything, job by writing them, and they meet our request continuously.
* Why are not allocate appropriate building for your work?
- We have a dedicated piece of land for us will be constructed in the future and located opposite the Sheraton Hotel, which is an excellent and integrated building.
* What are the main obstacles?
- All banking and financial work containing obstacles, and these obstacles are overcome by the Integrity Commission and Inspector General, and internal control and we have heads of departments who are solving the problems and difficulties facing the work that goes excellently.
* Are you satisfied with what the achievements?
- We all aspire for the better, and we are moving towards the development of continuous and sustained over time, and we complete the march of those who preceded us in the tender.
* For training courses?
- We have an ongoing training allocations in Baghdad and the provinces, and we are now focusing on the training of staff and then Baghdad and other provinces.
* Will be training and Alaivadat by relations or what?
- No, there is a special program that comes to us by higher authorities, the program was a special individual people, it goes into the development of human resources courses, though there is a special program credit courses for credit, and this can be custom courses that come to us.
* Tell us about money laundering?
- We have a whole section is continuously work Statistics for money laundering and sends it to the central bank according to his directives, and in this report is to highlight the deposits and withdrawals, and we are linked to the central bank through the Internet and are freelancing information among ourselves.
* Last word?
- Thank your newspaper and we wish you success and Muwafaqiya.
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